Loans – Private Loans

Private student loans are consumer loans that are designed to supplement financial aid and cannot, when combined with other aid, exceed the cost of attendance established by the college. A student must apply with a bank or lending entity of their choice and have their application credit-approved before they are eligible to borrow this type of loan. In most cases, a student will be awarded a better interest rate if they have a co-signer for their loan. These loans are not backed by the Federal Government and should only be utilized as a last resource to fund your education.

Please click here for information regarding student loan programs that are guaranteed by the Federal Government.

Even if you feel that you will not qualify for need-based aid,  by filing the Free Application for Federal Student Aid (FAFSA), you will be eligible for the lower-interest Direct Federal Stafford Unsubsidized Loan. You can file the FAFSA at